Welcome to AnnuityCampus.com, your one stop shop for free annuity information and news. The only thing constant in life is change and this website will be a useful tool for you to use whether you are a potential annuity client or a seasoned insurance broker looking for a place to find annuity information.

The #1 Senior Adult Concern is:

Not having enough money

Two things you have no power over:

1. Taxes

2. Inflation

AARP says this about inflation: “Inflation is the reason why only 2% of those retired on a fixed income can continue their standard of living.”

Annuity Benefits

Tax Deferred Growth- Tax deferral means tax diminished

Safety- Principal Guaranteed

Avoid Probate- Funds go directly to your heirs

Income- Life time income, income that can never be outlived

Estate Planning- Annuities can protect assets

Interest Income- Remove the interest as income and keep your original deposit intact.

Death Benefit- Immediate and full value to your beneficiary

Access- 4 ways to access your money, interest, 10% free withdrawals, annuitization, and death.

Ask yourself these 2 questions

1. What is the purpose of your money, certificate of deposits, investments, mutual funds, and stock?

2. What would you like it to accomplish?

Annuities can be great retirement tools for people that want to defer paying taxes on money they are not using and also guarantee an income they cannot outlive. It is the insurance version of a pension for the rest of your life. When someone wins the lotto or lottery, that state puts that money into an annuity for payments to the winner for the rest of their life.

But that’s not all!

In addition to tax deferral and income, an annuity can be a used for generational planning. When the owner dies the proceeds will pass probate free to the beneficiaries just like a life insurance policy. If you don’t have a trust, the state in which you live does. It is called probate.

Taxes & Social Security

Uncle Sam loves to tax money you are not using in addition to taxing your social security when you make more than your allotted amount. Why not move some income into an annuity so that you don’t have to pay Uncle Sam and defer paying those taxes.

Procrastination: You can plan now or you can plan later.

Why this Site?

My name is Robert Eldridge and I designed annuitycampus.com as an unbiased resource for everyone to use. This site is not owned by an insurance company. This website was designed with the consumer in mind. I want to keep people informed on industry news, terminology, and frequently asked questions.

Are there any questions you would like to ask me? Click on the contact button to contact me.

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