Four annuities. Four classrooms. Simple.
A provision transfer funds from a life insurance, endowment or annuity to a new policy, without having to pay taxes.
Returns premiums paid for coverage if the insured party survives the policy's term, or paid to the beneficiary upon the death of the insured.
Fixed interest rate guarantee
combined with interest rate adjustment factor, causing
actual crediting rates to fluctuate from markets.
The annuity issuer guarantees at a minimum that upon your death your total premiums invested are paid
to your beneficiaries.
A kind of longevity annuity that allows you to defer RMD's. You can defer as late as age 85 by converting a portion of your 401(k) or IRA to QLAC.
Financial rating services rank insurance companies based on financial strength and stability.
An attached benefit to a deferred annuity policy that solves for longevity risk by providing a lifetime income stream.
A type of fixed annuity product that offers either an upfront premium bonus or a first year interest rate bonus.
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