Penn Mutual Life Insurance Company |


Trusted For Life

We're a mutual company with a legacy of financial strength and stability, and a passion for supporting advisers and serving our policyholders. Since our founding in 1847, our decisions have always been made with our policyholders' best interests in mind. We believe that life insurance is a central part of a sound financial plan — and that it can make an enduring impact for generations to come. That's why we provide our advisers with the resources and support they need to help their clients confidently secure a future for the people they care about most.

At Penn Mutual, our success is grounded in a unique, relationship-driven culture that has a legacy of shared belonging, shaped by core values and guiding principles. Together, they guide how we do business as an organization, work together as individuals, and give back to our communities. From our home office to our field offices, we are passionate about the work we do, and just as passionate about how we do it.

Acting with integrity. We have the conscious intention to do the right thing. We pay close attention to the implications of what we do as individuals and what we do for our business. We take pride in being a strong link in the chain of integrity and enabling others to take personal responsibility. In doing so, we strengthen our level of commitment, quality and trustworthiness.

Respecting one another. We see each other's distinctiveness as a valued asset. As we invoke the special talents of each other in service to those who count on us, we draw loyalty, diversity and strong partnerships. We are inclusive and everyone can expect that we will act as custodians of their trust.

Focusing on relationships. We foster meaningful connections with others. We have a shared responsibility to grow our relationships. We work at being self-aware and enable respectful challenge and honest discourse as a way to build authenticity and trust. We are attentive to others, taking into account their needs, wishes, aspirations and vulnerabilities. We are capable of being entrusted with some of the most important things in people's lives.

Sustaining our legacy. We are trusted guardians for what we promise. Our actions are consistent with building enduring strength. We are passionate advocates for the company so that our stellar reputation comes alive in everything we do.

A shared sense of belonging. We evoke our place as part of a larger world that we influence and that influences us. We know that our success is dependent upon cultivating a vibrant and dynamic community capable of riding the winds of change. We feel responsible to collectively steer our future so that the possibilities emerge just when they are needed. We promote inventiveness, adaptability, citizenship and accountability.

A.M. Best

Annuities Offered

Immediate Annuities

These can provide an income stream immediately (within one year) after the contract is issued.

Single Premium Immediate Annuity

Deferred Income Annuities

The income stream is delayed for a certain period of time (more than one year) as specified in the contract.

Guaranteed Foundation Fixed Annuity®

Fixed Indexed Annuities

These are fixed annuities with a variable rate of interest added to your contract value if an underlying market index, (i.e. S&P 500), is positive.

Premier Foundation®